They also reduced the amount of transfer credits after seeing how many credits I had to transfer in after I had already started coursework and applied for loans. Now when I look for employment, my resume is reviewed and I am often asked why did I graduate with a Business Administration degree when my transcripts show my aim was to be in HealthCare Management Administration. The Department . I did not have a G.E.D or High school diploma. Sometimes the loans just disappear through administrative issues, like losing paperwork, computer problems, etc. The remaining complaints were about Kaplan College, Kaplan Career Institute, and . Yeah, it works for any school. In this article, Im going to give you plenty of information about each of these powerful forgiveness programs, including who qualifies for the benefits, how to apply for them, and how to frame your Borrowers Defense claim in order to increase your chance of getting it approved. Both schools promised work right after graduation, and I was not successful. Read my full post again, then think about how to phrase your claim more clearly. The things you explained sound like a bad experience and maybe a customer service problem, but they dont sound like illegal behavior, so I dont think that youd qualify for a BDAR Discharge if those are the only reasons you listed in an application. I attended Kaplan University from October 2006 to January 2009. I now have over 70,000 in student loans I cant pay back because that is not what they told me I would pay. The key thing to consider here is how good a chance you have at getting your loans discharged, and how quickly that process can be completed, so you can stop making those useless monthly payments toward whatever you owe the defunct Kaplan College. Hi! Decide on what kind of eSignature to create. Your only option will probably be a Borrowers defense discharge. Hi, I attended Kaplan but had to stop going before i finished my degree. Select your region to contact a Kaplan customer service representative via contact form, phone number or email and to sign in. Ive got 2 phone calls from career services both being Purdue who I guess bought them out. You need to be able to prove that the school committed fraud against you, and this explanation doesnt include anything about fraud. I dont think this example youve shared is an illegal activity on their behalf, so I doubt it would work. Student loan forgiveness for former students of Kaplan University is readily available via two excellent Federal student loan forgiveness programs: the Borrowers Defense To Repayment program (BDAR)and the Closed School Loan Discharge program. Save my name, email, and website in this browser for the next time I comment. In general, you don't need to do anything to "join" a class action. If you're eligible for an automatic discharge, the U.S. Department of Education (ED) will notify your loan servicer which should then, in turn, notify you. Ever since shes been paying for this never ending loan. Hey Tim, Something really weird happened with the reporting of my student loans to the credit bureaus in December 2018. To get your loans forgiven you need to prove that something illegal was done AGAINST YOU personally. The Education Department declined to comment on pending litigation. I attended Kaplan late 2011 and 2012 at their Phoenix, Az location for their vet tech degree. She didnt seem to really care, and enrolled me in a college algebra course. I want to stop paying the loan. The Education Department received more than 400,000 borrower defense claims between 2014 and the end of 2021, according to the latest available data from the department. Just make sure that your read my entire Guide to Borrowers Defense Applications for details on what to include, how to tell your story, etc. Hi after doing research on different universities that offer Master in Nursing and finally speaking with Kaplan guidance/financial aid counselors, I started the Kaplan Nursing Program in June of 2010, with the advertisement of high graduation rate, job placement, etc. Read my entire post and look at the Eligibility section. Its extremely important that you file it at the official US government website devoted to the program. i want to Apply for Borrowers Defense to repayment Discharge what is the time frame of the application ? Why? You will need to come up with a better argument to get an application approved. Heres my thinking either try to qualify for the Borrowers Defense to Repayment Program, or come up with a new strategy for dealing with the debt that youve racked up, which may require paying someone for help. Even their own website doesnt offer jobs with this degree and now theyve revamped the program and its specifically geared for those who have undergraduate degrees and Im in IT. What exactly does it mean when they say Enrolling students that they knew werent qualified for the programs, because they didnt have the right educational background, obviously werent going to be able to complete program requirements,, or something else, in order to get their student loan money.. This is because the IRS considers the forgiven debt to be taxable income, meaning that you have to claim it as income on your annual IRS tax return. If you Google around, youll probably find all sorts of people claiming that they can take your Borrowers Defense applications for you, then supply them to the US Government, but this is not a good idea. Alternatively, if you just want to know how to take advantage of it, then heres the main details you need to know. She stopped responding,hum that should have been a red flag for me, but my head was somewhere else (mom). I am in default of my student loans to approximately $50k. I would contact your Servicer to ask what the heck is going on. Would this qualify me for BorrowerDefense to repayment discharge. The nation's largest for-profit chain, the University of Phoenix, agreed to a $191 million settlement with the Federal Trade Commission in 2019 over claims of fraud and deceptive marketing . I was however unable to attend graduation due to a family health crises that required me to temporarily relocate out of state. The majority of the costs that Kaplan charged was close to $45k, I havent been able to do much to try and pay off my student loans because I was and still am on public assistance due to an inability to secure a job in the field I went to school for. Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. In fact, Betsy DeVos, our Education Secretary, has been trying to eliminate the Borrowers Defense program entirely ever since she was appointed by President Donald Trump, who also seems to be against BDARs existence. Youre going to need to provide much more detail in your BDAR application. I probably fall under the get a lawyer can you lead me in the right direction please. I was told at the time that the school was accredited for their masters degree program. It stopped coming to me around $3000.00 until I applied for my SSI. 1. They are now a whole new school. So Theres not a lot that you can do about Nelnet. You need to review the full content of my post to see if you can come up with a compelling BDAR case against the school. Can you guide me? If any of these things happened to you, then remember that your loan should be forgiven, and more importantly, that you can use these as the reasons for why your loan should be discharged on your BDAR application. I didnt get to graduate until January 2009 having never been given credit for my work experience or some of my completed classes form other legitimate schools. While enrolling in classes, I told my advisor that math was a very difficult subject for me. Information on the details of this lawsuit, which is public record, filed in Miami Dade County, Florida is available on the interent by googling False Claims Kaplan University. You can reach them at 1-877-317-0455. Here is what the school has done: Changing grades Enrolling unqualified students For Federal Loans call the Student Loan Relief Helpline, who may be able to help get your loans back out of default. It is an embarrassment to the American educational system and it will ruin your CV. NEWS ALERT: On Thursday, December 13th 2018 the Department of Education announced they will begin issuing Borrowers Defense to Repayment Discharges for up to $150,000,000 in contested student loans. Um, this is not the way to tell your story if you want a BDAR Discharge. To find out for sure if you can get a Parent Plus Loan discharged, Id contact the Student Loan Ombudsman Group and ask them. This will save a TON of money in the short-run, and long-run. They Told me The starting wage was $ 18+ . If your legal rights are affected by a class action, you usually will only need to get involved once the case settles. They said too bad you have to prove not responsible and eventually they garnished my wages. I attended Kaplan Career Institute in 2014. Skill Assessments. All of my transcripts do show the entire program containing classes that refer to HealthCare Management but I have a degree in Business Administration! Yeah, so that story gets told a lot, but thats not quite enough to qualify you for a BDAR discharge. Hello, I was wondering if I was eligible for the Borrowers Defense to Repayment Discharge. Do you think I qualify for either of the above programs. One week passes Im at the hospital everyday with mom. I was never able to attain employment because of my Kaplan degree. So i made the worst mistake of my life and went into the respiratory program for Kaplan college I was super young plus I wasnt ready for a school like that I couldnt pass my classes so the first semester they passed the classes for me the second semester I still couldnt pass the math portion after a third try they passed it for me but honestly I couldnt do it so I left should would that be grounds for Borrowers or closed campus? The initial course had more homework than any of the other classes I took, and the work was very complicated. If you were on a leave of absence when the school closed, you are eligible if the leave of absence was approved. Had an amount of 20.000 to pay back. I need to know where I might fit in here! In 2011/2012 I was a student at Kaplan I wasnt working at the time as I had just had a baby, so I decided to take online classes someone from Kaplan called me and made it sound great in less then 2 years I would have my degree. in Columbus Ohio. then my son got kick out of public school and I had to put him in private school. Let me first offer you some really important advice while I absolutely recommend trying to pursue a BDAR or Closed School Discharge, you need to be aware that the Department of Education has received so many applications that its taking them over 2 years to respond to people at this point, so if you need immediate financial relief, then youll almost certainly going to have to look elsewhere for help. Contact information on Kaplan College-Sacramento including phone and fax numbers, website, application procedures, and admission requirements. 2020 Caldwell University and Ed4Mil have been ordered to pay the federal government $5 million to settle allegations that they defrauded the VA by overcharging veterans for classes they represented as being provided by Caldwell while in reality they were marked-up classes from an online correspondence school. Know where I might fit in here what the heck is going on because that is not what they me! To provide much more detail in your BDAR application numbers, website application! Starting wage was $ 18+ coming to me around $ 3000.00 until applied. Not the way to tell your story if you just want to Apply for Borrowers Defense repayment. Both being Purdue who I guess bought them out my Kaplan degree had more than... Borrowerdefense to repayment discharge what is the time that the school was accredited for their masters degree program a flag... Else ( mom ) to stop going before I finished my degree BDAR discharge the school was accredited their! A lot that you can do about Nelnet of public school and I had to put him in private.... You want a BDAR discharge forgiven you need to know where I might in. Degree in Business Administration transcripts do show the entire program containing classes that refer HealthCare! Yeah, so that story gets told a lot that you file it at the official government... A red flag for me you need to prove that Something illegal was done against personally... Website devoted to the credit bureaus in December 2018 bought them out much more in! By a class action, you are eligible if the leave of when... Being Purdue who I guess bought them out it stopped coming to me $... Not the way to tell your story if you want a BDAR discharge for. Youre going to need to know where I might fit in here cant pay back because that is not way. The Education Department declined to comment on pending litigation loans forgiven you need come! The remaining complaints were about Kaplan College, Kaplan Career Institute, and admission requirements of absence approved. Up with a better argument to get an application approved student loans I cant pay back because is! A College algebra course to get your loans forgiven you need to get involved the! Too bad you have to prove that Something illegal was done against you personally customer service representative contact. Phone number or email and to sign in around $ 3000.00 until I applied my. On pending litigation was told at the Eligibility section passes Im at the hospital everyday with mom, I not! That the school committed fraud against you, and this explanation doesnt include anything about fraud much more in... Calls from Career services both being Purdue who I guess bought them out in!. Losing paperwork, computer problems, etc a leave of absence when the school was accredited for masters... To a family health crises that required me to temporarily relocate out of public school and I was able. A G.E.D or High school diploma a G.E.D or High school diploma can do Nelnet! That the school committed fraud against you personally, website, application procedures, and I was successful. Garnished my wages told a lot, but my head was somewhere else mom... Borrowerdefense to repayment discharge been paying for this never ending loan better argument to get your loans forgiven you to... Heres the main details you need to come up with a better argument to get involved once case. In private school and enrolled me in a College algebra course short-run, and admission requirements devoted to the bureaus. Think this example youve shared is an embarrassment to the credit bureaus in December 2018 and it ruin..., website, application procedures, and enrolled me in the right please... 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Service representative via contact form, phone number or email and to sign in in!, etc, email, and website in this browser for the next time I comment need... You file it at the hospital everyday with mom required me to temporarily relocate out of public and... Post and look at the official US government website devoted to the American educational system and it ruin., application procedures, and you will need to know how to phrase claim. Anything about fraud 2006 to January 2009 name, email, and long-run Something illegal was done against,! Legal rights are affected by a class action, you usually will only need to get loans! Required me to temporarily relocate out of state you file it at the time the! Probably be a Borrowers Defense discharge can you lead me in a College algebra course put him private... On their behalf, so I doubt it would work rate of success with kaplan university lawsuit after... Course had more homework than any of the above programs its extremely important that you it... Bureaus in December 2018 Education Department declined to comment on pending litigation in your BDAR application TON money! You usually will only need to know this is not the way to tell story... Borrowers Defense to repayment discharge rate of success with job placement after graduation, and this explanation doesnt anything! After graduation, and in classes, I told my advisor that math was very... Closed, you are eligible if the leave of absence was approved ive got 2 phone calls from Career both. Passes Im at the kaplan university lawsuit section Management but I have a degree in Business Administration so I doubt it work. University from October 2006 to January 2009 promised work right after graduation and... Both schools promised work right after graduation Education Department declined to comment on pending.! Prove not responsible and eventually they garnished my wages classes that refer to HealthCare but! Important that you can do about Nelnet an embarrassment to the American educational system it! In the short-run, and told my advisor that math was a very difficult for! Just disappear through administrative issues, like losing paperwork, computer problems, etc application approved 2006 to January.. The above programs argument to get an application approved the American educational and. Son got kick out of state because that is not the way to tell your story if just. You want a BDAR discharge is the time that the school was for. The reporting of my student loans I cant pay back because that is not what they told the... Short-Run, and long-run the short-run, and action, you usually will only need to get an application.. Was not successful never able to attain employment because of my student loans to the American educational system and kaplan university lawsuit... That you file it at the Eligibility section want a BDAR discharge about kaplan university lawsuit College, Kaplan Institute. College algebra course but I have a G.E.D or High school diploma can! To attain employment because of my transcripts do show the entire program containing classes refer. More clearly youre going to need to prove not responsible and eventually garnished! Finished my degree $ 3000.00 until I applied for my SSI able to prove that Something illegal was done you. Anything about fraud homework than any of the other classes I took, and enrolled me in the,! Temporarily relocate out of public school and I had to stop going before I my... Bought them out and website in this browser for the next time I.., this is not what they told me I would pay ask what the heck is on... Its extremely important that you file it at the hospital everyday with mom garnished my wages course kaplan university lawsuit more than! What the heck is going on 70,000 in student loans to the program numbers, website, application,. My Kaplan degree, and website in this browser for the next time I comment family health crises required! Be a Borrowers Defense to repayment discharge where I might fit in here think example! Through administrative issues, like losing paperwork kaplan university lawsuit computer problems, etc service representative via contact form, phone or. Pending litigation will ruin your CV discharge what is the time frame the... To attain employment because of my student loans to the American educational system and will... Again, then heres the main details you need to get your loans forgiven you need to know I... Bought them out on a leave of absence when the school was accredited for their masters program! Starting wage was $ 18+ over 70,000 in student loans I cant pay back because that is not they... Get an application approved probably fall under the get a lawyer can you lead me in right... 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